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Personal pensions

  • Saturday, 12 October, 2024
    Serious MoneyClaer Barrett
    Time to hit the pensions panic button

    Possible Budget changes would widen the gulf between public and private sector pension schemes

  • Saturday, 12 October, 2024
    Moira O'Neill
    The couples’ conundrum: joint or separate finances?

    In many cases, it’s best — financially — to go your separate ways

  • Friday, 11 October, 2024
    John Ralfe
    Collective schemes: a false dawn for pensions

    Intergenerational risk-sharing is a much-touted myth

    A member of staff scans a parcel at the Mount Pleasant mail centre in London
  • Tuesday, 8 October, 2024
    Pensions
    Schroders calls for early pension access for first-time buyers

    Asset manager suggests a national lifetime savings plan

    A woman looking at advertisements in an estate agents window in Faversham, Kent
  • Friday, 4 October, 2024
    UK Autumn Budget 2024
    Pension tax breaks: what’s in the Budget line of fire?

    Analysts lay out the range of options at the chancellor’s disposal as Starmer warns of ‘decisions’ on the horizon

    Montage shows a crowd of workers, the HMRC logo, pound notes and a funeral casket
  • Monday, 30 September, 2024
    Special ReportFTfm: Pensions
    Self-employed workers struggle to bridge gap in retirement savings

    Large variations in income and security make it hard for many to plan properly for life after work

  • Saturday, 28 September, 2024
    Personal Finance
    UK pensions in crosshairs if Reeves waters down non-doms overhaul

    Placating wealthy foreigners could shift chancellor’s focus elsewhere, experts say

  • Monday, 23 September, 2024
    Special ReportFTfm: Pensions
    Plotting a path to pension parity

    The gender gap in retirement savings is a problem for women around the world

    An elderly woman is seated at a desk, writing notes in a notebook. In front of her is an open laptop with a document on the screen, and a cup of tea beside it
  • Thursday, 12 September, 2024
    Chris Giles
    Reeves should tackle excessively generous pensions taxation

    The chancellor must be careful not to increase the damaging incentives in the tax system as she seeks sources of revenue

    Senior citizens wrap up warm to do shopping in Northwich
  • Friday, 30 August, 2024
    Gender pay gap
    Half of women ‘expect to run out of money in retirement’

    Gender gap persists as one in 10 women say they are cutting pension contributions to fund essential expenses

    Woman taking British bank notes from her wallet
  • Friday, 16 August, 2024
    Insurance
    UK annuities on track for best sales in a decade

    Higher interest rates and new rules push people back to retirement products with guaranteed incomes

    A woman and a man look out towards the beach while sitting on a bench
  • Friday, 9 August, 2024
    State pension
    Widowed pensioners ‘could be owed thousands’ in UK state pension

    Former minister warns of new group hit by potential underpayments

    A state pension statement
  • Thursday, 8 August, 2024
    John Ralfe
    The problem with auto-enrolled pensions

    Government must intervene on behalf of lower-paid workers

    Commuters at London’s Canary Wharf
  • Thursday, 1 August, 2024
    Sarah Moody
    Britain’s property obsession should not come at the expense of pensions

    Less than two-fifths of UK adults are saving enough for a comfortable retirement

    A man holds a model of a house in his palm
  • Saturday, 27 July, 2024
    Entrepreneurs, are you paying enough into your pension?

    Four in 10 self-employed people are not on track for even a minimum standard of retirement lifestyle

  • Saturday, 20 July, 2024
    Workplace pensions
    City grandees urge Reeves to tackle ‘impending crisis’ for British retirees

    Financial services veterans call on chancellor to prioritise increasing minimum workplace pension contributions

    Rachel Reeves, UK chancellor
  • Saturday, 20 July, 2024
    Pensions
    ‘Government must act to avoid retirement crisis’

    Industry warns on pensions bill’s missed opportunity on minimum contributions

    Commuters at London’s Canary Wharf
  • Friday, 19 July, 2024
    Toby Nangle
    Change is under way at last in UK pensions

    New bill tackles some pressing issues but much more reform is needed

    A man places a coin in a white piggy bank in front of a Union Jack
  • Wednesday, 17 July, 2024
    UK politics
    Ministers set out legislation to boost Britons’ retirement savings

    Keir Starmer’s government announces plans to increase pension plan pooling and implement ‘value for money’ tests on funds

    Keir Starmer
  • Saturday, 13 July, 2024
    Moira O'Neill
    Why are fewer people getting financial advice?

    Numbers are down on last year, thanks in part to the burden of new regulations. But is this necessarily a bad thing?

    Montage of woman from behind with pen and pound signs and exclamation marks
  • Friday, 5 July, 2024
    Workplace pensions
    Should you put your state pension into a Sipp?

    Poser for those still working in their late 60s

    Commuters make their way to work in Manchester city centre
  • Thursday, 4 July, 2024
    Moira O'Neill
    How to crack investing for retirement income

    Britons need urgent help with their long-term savings

  • Tuesday, 4 June, 2024
    UK general election 2024
    Labour urged to act over ‘overly generous’ pension tax breaks

    Return of the lifetime allowance is not enough, says Institute for Fiscal Studies

    Rachel Reeves, Labour shadow chancellor, on the election trail in Scotland
  • Friday, 31 May, 2024
    Pensions
    Retirees urged to be cautious over pension tax changes

    Industry fears return of the lifetime allowance if Labour wins the election

    Shadow chancellor Rachel Reeves
  • Saturday, 25 May, 2024
    UK general election 2024
    Snap election leaves savers with big pension pots and tax-free protection in limbo

    Advisers warn an incoming Labour government could ditch or delay fixes to tax-rule errors as it rolls out its own agenda

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